Frequently Asked Questions about Debt Consolidation in Sight

Here are the answers to the most commonly asked questions about debt consolidation in sight.

What is Debt Consolidation in Sight?

Debt Consolidation in Sight is a free referral service that matches visitors interested in consolidation with services that can meet their needs. When you fill out our free, online sign-up form, we will match you with consolidation services that can help you get out of debt quickly and affordably. You can then apply for consolidation services with one of our Debt Consolidation in Sight partners.

How do I sign up for Debt Consolidation in Sight?

If you would like help finding the right debt consolidation service for you, you just need to fill out our free, online form. We will ask you for some basic contact information to help us match you with the right service for your needs. Once we receive your information, we will supply you with the names of several reputable consolidation services that can help you consolidate your debts to become debt-free more quickly.

What services does Debt Consolidation in Sight offer?

Debt Consolidation in Sight can put you in touch with companies that offer both debt consolidation and debt negotiation.

What is the difference between debt consolidation and debt negotiation?

Debt consolidation is a less intensive intervention that Debt Consolidation in Sight can help you find. Debt consolidation is ideal for those with many, high-interest debts. Debt consolidation reduces your interest rates, thereby lowering your monthly payments and enabling you to get out of debt faster with less money. Debt negotiation is for people with large amounts of debt who are in danger of bankruptcy. Debt negotiation reduces the total amount of your debt, which you then pay off in one lump-sum. However, you can help eliminate debt on your own.

What do I need to qualify for Debt Consolidation in Sight?

The qualifications for Debt Consolidation in Sight services will vary by the type of service for which you sign up. For either service, you will need to have a minimum of $5,000 in unsecured debt. For debt consolidation, you must be relatively current on your payments and have many, high-interest debts. You will also have to cancel any credit cards you include in consolidation. For debt negotiation, you should have $20,000 in unsecured debt or more and be seriously delinquent (more than three months) on your payments. You must also understand that Debt Consolidation in Sight debt negotiation will have an initially negative impact on your credit.